{"id":616,"date":"2005-09-06T14:24:35","date_gmt":"2005-09-06T18:24:35","guid":{"rendered":"http:\/\/www.starkeith.net\/coredump\/?p=616"},"modified":"2009-04-12T21:01:08","modified_gmt":"2009-04-13T01:01:08","slug":"tradeoffs-self-insurance-and-externalities","status":"publish","type":"post","link":"https:\/\/www.starkeith.net\/coredump\/2005\/09\/06\/tradeoffs-self-insurance-and-externalities\/","title":{"rendered":"Tradeoffs, Self-Insurance, and Externalities:"},"content":{"rendered":"

I ran across this<\/a> very interesting post over at The Volokh Conspiracy<\/a>. It talks about SUVs and self-insurance versus social-insurance. From the article:<\/p>\n

The point is more general. Every time it snows, I can get around in my SUV (that’s one of the many reasons we bought an SUV in our family). Those hybrid drivers out there, by contrast, can’t move until the streets get plowed. Yet the snow plows are paid for my tax dollars as well as theirs. Again, whereas I have self-insured against snow and internalized my costs of getting to work, the hybrid driver has again decided to externalize the costs of his choice by forcing me to pay for the snow plows that he needs and I don’t. Again, policy conclusion: Mandate that every household own an SUV.<\/p><\/blockquote>\n

Sort of brings things into focus, doesn’t it? Now, you can hate people who drive SUVs; but trying to “ban” SUVs strictly on an environmental basis is clearly wrong. The picture is bigger than that.<\/p>\n","protected":false},"excerpt":{"rendered":"

“Again, whereas I have self-insured against snow and internalized my costs of getting to work, the hybrid driver has again decided to externalize the costs of his choice by forcing me to pay for the snow plows that he needs and I don\u2019t. Again, policy conclusion: Mandate that every household own an SUV.”<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"webmentions_disabled_pings":false,"webmentions_disabled":false,"_jetpack_memberships_contains_paid_content":false,"activitypub_content_warning":"","activitypub_content_visibility":"","activitypub_max_image_attachments":3,"activitypub_interaction_policy_quote":"anyone","activitypub_status":"","footnotes":"","jetpack_post_was_ever_published":false},"categories":[2],"tags":[],"class_list":["post-616","post","type-post","status-publish","format-standard","hentry","category-politics","entry"],"jetpack_featured_media_url":"","jetpack_shortlink":"https:\/\/wp.me\/pimUj-9W","jetpack-related-posts":[{"id":4814,"url":"https:\/\/www.starkeith.net\/coredump\/2016\/03\/07\/behind-the-wheel-2016-toyota-rav4-xle-awd\/","url_meta":{"origin":616,"position":0},"title":"Behind the Wheel: 2016 Toyota RAV4 XLE AWD","author":"Keith Survell","date":"March 7, 2016","format":false,"excerpt":"Behind the Wheel of Toyota's latest RAV4 - the most \"meh\" of SUVs I've ever driven.","rel":"","context":"In "Cars and Trucks"","block_context":{"text":"Cars and Trucks","link":"https:\/\/www.starkeith.net\/coredump\/category\/cars-and-trucks\/"},"img":{"alt_text":"2016 Toyota RAV4 XLE AWD","src":"https:\/\/i0.wp.com\/www.starkeith.net\/coredump\/wp-content\/uploads\/\/2016\/03\/2016-Toyota-RAV-4-XLE-AWD-225x300.jpg?resize=350%2C200","width":350,"height":200},"classes":[]},{"id":4561,"url":"https:\/\/www.starkeith.net\/coredump\/2014\/10\/17\/behind-wheel-2003-mitsubishi-outlander\/","url_meta":{"origin":616,"position":1},"title":"Behind the Wheel: 2003 Mitsubishi Outlander","author":"Keith Survell","date":"October 17, 2014","format":false,"excerpt":"To keep this \"Behind the Wheel\" series going I thought I'd mix things up a bit and give some thoughts on cars I've actually owned, as opposed to ones I've just driven for short periods of time. We'll begin this little mini-series with my current car, a 2003 Mitsubishi Outlander\u2026","rel":"","context":"In "Cars and Trucks"","block_context":{"text":"Cars and Trucks","link":"https:\/\/www.starkeith.net\/coredump\/category\/cars-and-trucks\/"},"img":{"alt_text":"the amazing keithmobile-D","src":"https:\/\/i0.wp.com\/farm4.staticflickr.com\/3189\/2605679901_cb249f2e8e_m.jpg?resize=350%2C200&ssl=1","width":350,"height":200},"classes":[]},{"id":3353,"url":"https:\/\/www.starkeith.net\/coredump\/2011\/02\/01\/keiths-winter-driving-tips\/","url_meta":{"origin":616,"position":2},"title":"Keith’s Winter Driving Tips","author":"Keith Survell","date":"February 1, 2011","format":false,"excerpt":"Some common-sense tips for driving in the snow and ice of winter.","rel":"","context":"In "Cars and Trucks"","block_context":{"text":"Cars and Trucks","link":"https:\/\/www.starkeith.net\/coredump\/category\/cars-and-trucks\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":4816,"url":"https:\/\/www.starkeith.net\/coredump\/2016\/03\/14\/behind-the-wheel-2014-mercedes-benz-glk-250-diesel\/","url_meta":{"origin":616,"position":3},"title":"Behind the Wheel: 2014 Mercedes-Benz GLK 250 (Diesel)","author":"Keith Survell","date":"March 14, 2016","format":false,"excerpt":"The little SUV from Mercedes that won the right to carry on the name \"Keithmobile.\"","rel":"","context":"In "Cars and Trucks"","block_context":{"text":"Cars and Trucks","link":"https:\/\/www.starkeith.net\/coredump\/category\/cars-and-trucks\/"},"img":{"alt_text":"","src":"https:\/\/i0.wp.com\/www.starkeith.net\/coredump\/wp-content\/uploads\/\/2016\/03\/keithmobile-E.jpg?resize=350%2C200&ssl=1","width":350,"height":200,"srcset":"https:\/\/i0.wp.com\/www.starkeith.net\/coredump\/wp-content\/uploads\/\/2016\/03\/keithmobile-E.jpg?resize=350%2C200&ssl=1 1x, https:\/\/i0.wp.com\/www.starkeith.net\/coredump\/wp-content\/uploads\/\/2016\/03\/keithmobile-E.jpg?resize=525%2C300&ssl=1 1.5x, https:\/\/i0.wp.com\/www.starkeith.net\/coredump\/wp-content\/uploads\/\/2016\/03\/keithmobile-E.jpg?resize=700%2C400&ssl=1 2x, https:\/\/i0.wp.com\/www.starkeith.net\/coredump\/wp-content\/uploads\/\/2016\/03\/keithmobile-E.jpg?resize=1050%2C600&ssl=1 3x, https:\/\/i0.wp.com\/www.starkeith.net\/coredump\/wp-content\/uploads\/\/2016\/03\/keithmobile-E.jpg?resize=1400%2C800&ssl=1 4x"},"classes":[]},{"id":451,"url":"https:\/\/www.starkeith.net\/coredump\/2005\/03\/12\/fun-in-the-snow\/","url_meta":{"origin":616,"position":4},"title":"Fun in the Snow","author":"Keith Survell","date":"March 12, 2005","format":false,"excerpt":"Okay, I admit it, I'm a sucker for snow - especially when there's lots of it.","rel":"","context":"In "Cars and Trucks"","block_context":{"text":"Cars and Trucks","link":"https:\/\/www.starkeith.net\/coredump\/category\/cars-and-trucks\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]},{"id":351,"url":"https:\/\/www.starkeith.net\/coredump\/2004\/12\/04\/snow-tires\/","url_meta":{"origin":616,"position":5},"title":"Snow Tires","author":"Keith Survell","date":"December 4, 2004","format":false,"excerpt":"We'd been thinking about them a lot, since even with AWD you still need good traction for cornering & stopping So, after a lot of calling around, we settled on a pair of Bridgestone Blizzak snow tires.","rel":"","context":"In "Cars and Trucks"","block_context":{"text":"Cars and Trucks","link":"https:\/\/www.starkeith.net\/coredump\/category\/cars-and-trucks\/"},"img":{"alt_text":"","src":"","width":0,"height":0},"classes":[]}],"jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/posts\/616","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/comments?post=616"}],"version-history":[{"count":0,"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/posts\/616\/revisions"}],"wp:attachment":[{"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/media?parent=616"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/categories?post=616"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.starkeith.net\/coredump\/wp-json\/wp\/v2\/tags?post=616"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}